B D Rathore

One Relationship.
Complete Protection.
25+ Yrs Advisory.

Protecting Family,
Health, Assets &
Future With Trust.

25+ / Years of Experience ✦

₹500Cr+ / Claims Advised ✦

10,000+ / Families Insured ✦

99.99% / Claim Settlement Ratio ✦

25+ /Partner Insurers ✦

About BD Rathore

I’m BD Rathore—a seasoned
insurance strategist with 25+ years
of industry leadership.

Started my insurance journey in 2001 after MBA, built distribution ventures since 2005, and currently serving in senior leadership at Good Insurance Brokers Pvt. Ltd. I specialize in designing comprehensive risk protection models for health, life, commercial, and corporate group insurance — with 99.99% claim settlement ratio and 10,000+ families secured.

AREAS OF EXPERTISE

General & Health Insurance Individual & Family Floater
Cashless Hospitalization Shield

Term Life & Wealth High Cover Life Protection
MWP Act Asset & Tax Shield

Corporate Group Cover Employee GHI & GPA Benefits
Keyman & Executive Risk

Distribution & Claims Pan-India POS Partner Network
24x7 Emergency Claim Advocacy

TOP PODCAST SHOWS

Top Trending Episodes

Why 90% Health Claims Get Rejected in India & How to Fix It

Deep dive into room rent capping, co-pay traps, pre-existing disease disclosure rules, and 48-hour cashless admission secrets.

Episode 42 28 Mins

The ₹1 Crore Term Insurance Cover Trap Explained

Why ₹1 Crore is no longer enough in 2026. How inflation, medical costs, and debt require a customized wealth protection formula.

Episode 41 34 Mins

Corporate Group Cover: What Your HR Won't Tell You

Why relying only on your company policy is dangerous, super top-up secrets, and porting options when switching jobs.

Episode 40 22 Mins

Building a ₹10 Crore Tax-Free Retirement & Legacy Shield

Combining life insurance, annuity trusts, and tax-exempt wealth instruments for multi-generational asset safety.

Episode 39 31 Mins

Explore All Episodes

FREE PLAN FINDER

ARE YOU READY
TO GET COVERED?

Not sure which insurance plan is right for you? Take this quick 60-second quiz and we'll recommend the perfect coverage — tailored to your life stage, budget, and needs!

TAKE THE QUIZ

INSURANCE PARTNERS

TRUSTED PARTNERS

Partnered with India's top 25+ licensed insurance companies to provide 100% cashless claims and transparent family protection.

FREE RESOURCES & GUIDES

FREEBIES

BD Rathore Standing Executive Photoshoot

FREE E-BOOK

5 Hidden Clauses in Health Insurance Before You Buy

Don't let fine print wipe out your savings during emergencies. Learn the exact tricks insurance agents don't tell you before signing the policy document.

Room-Rent Capping & Proportionate Deduction Traps

Download Free PDF

BD Rathore Chair Sitting Studio Photoshoot

FREE WORKSHEET

The 60-Second Term Cover Protection Calculator

Calculate your family's exact financial safety net. A step-by-step formula designed to protect your dependents from inflation, debts, and life crises.

Income Replacement & Inflation Adjustment Formula

Download Free Sheet

BD Rathore Standing Smart Studio Photoshoot

FREE CHECKLIST

Zero-Rejection Claim Settlement Checklist

Eliminate claim rejections and tedious hospital follow-ups. Follow this exact 100% cashless admission checklist for hassle-free approvals.

Pre-Hospitalization & 24-Hour Emergency Admission Checklist

Download Free Guide

CLAIMS & CREDENTIALS

Proven Claims & Core Pillars.

500+

Claims Advised

99.4%

Settlement Ratio

₹50Cr+

Claims Experience

IRDAI Certified Insurance Advisor

License No. CA0872 / Regulated

100% Compliant

MDRT Premier Advisor Honor

Million Dollar Round Table Global Qualifier

Top 1% Global

100% Policy Transparency Shield

Zero Hidden Clauses & Clear Payout Terms

Guaranteed

Lifetime Claim Advocacy

Dedicated Assistance during Hospital Admission & Settlement

24x7 Support

Testimonials

“BD Rathore made our family's health claim completely stress-free. The cashless approval happened in less than 4 hours.”

Dr. Rajesh Sharma

Senior Surgeon, Mumbai

“Our startup team of 180 employees got the best group health policy with zero hassle. BD Rathore is our go-to financial risk strategist.”

Ananya Roy

Co-Founder & COO

“Extremely transparent advice. He helped me audit my old policies and saved me ₹45,000 annually while increasing my total coverage.”

Vikram Malhotra

Managing Director

Blog & Insights

Latest Insights.

Health Shield July 2026

5 Hidden Exclusions in Health Policies Every Family Must Check

read article

Tax & Wealth July 2026

How to Save Income Tax under 80D & 80C while Maximizing Protection